Business and Economics Library

We now have access to RMA’s Annual Statement Studies online.  These are the only source of composite performance metrics derived directly from the financial statements of financial institutions’ borrowers and prospects.

The Financial Ratio Benchmarks Data (FRB) provides common-sized fundamentals and norms for industries, including liquidity, coverage, leverage, and operating ratios.  The Industry Default Probability Data (IDP) uses cash flow measures and Moody’s KMV’s RiskCalc to project the Expected Default Frequency (EDF) for an industry.

This data stretches back five years and can be examined on a national or regional basis.  It is also broken up by the size of firms within an industry, and everything can be exported to Excel.

If you need to know how a firm’s cash balance and current ratio compare to the rest of its industry, and how likely firms in the industry are to default on debt, this is the database for you.  It’s listed on our pages as eStatement Studies (RMA).

This entry was posted on Tuesday, December 4th, 2007 at 12:24 pm and is filed under Databases. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.